• Community. Makes you feel more connected to your neighborhood and community, gives you a sense of pride.
  • It’s YOURS! You are free to get a dog, plant a garden, paint walls any color you want, change decor, and do most anything you like with your home.
  • Forced savings. All those mortgage payment are slowly increasing the amount of equity (home value minus mortgage) you have in the home.
  • Fixed housing payment. You know that rent will increase over time, right? A normal, fixed rate mortgage locks in your monthly payment for 30 years.
  • Credit. If you pay your mortgage payment on time, owning a home substantially raises your credit score.
  • Stability. Allows you to feel a sense of stability because you can stay in your home as long as you want.
  • Tax write-offs.
  • Increase in value. Yes, home values will go up again! Over the past 50 years, home values have gone up an average of 5-6%. On a $150,000 home, that would mean over $75,000 in 10 years.
  • Tax free gain. At the current time, when you sell your home, you pay no tax on the appreciation since you bought it!

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